The big pictureBusiness dashboard
See the story behind the sales.
Bring recorded sales, customer receipts, unpaid balances, product costs, expenses and estimated operating profit into one view. The dashboard covers all entries in your workbook.
For Nigerian product vendors
You can work hard all month.
And still lose track of your money.
Orders are coming in. Transfers are dropping. Yet you’re still struggling to explain where the money went.
Business Money Tracker helps you record what you sold, what you spent, who still owes you and what stock is left—in one practical Excel workbook.
Get my Business Money Tracker ↗
₦9,900One-time purchase
Excel workbookWorked exampleWritten guide
FROM GUESSING TO RECORDS
Your business money, in view.
Illustrative view of the toolkit’s calculations
Sales recorded₦85,000
Payments received₦70,000
Customers still owe₦15,000
Estimated operating profit₦29,500
| SALE | VALUE | PAID | STILL OWED |
|---|---|---|---|
| S001 · Handbags | ₦30,000 | ₦30,000 | ₦0 |
| S002 · Body mist | ₦18,000 | ₦13,000 | ₦5,000 |
| S004 · Handbag | ₦15,000 | ₦5,000 | ₦10,000 |
DashboardSalesPaymentsExpensesStockQuick Start
Fictional sample data. Styled illustration—not an Excel screenshot or a customer result. Profit here is ₦85,000 less ₦48,500 in product costs and ₦7,000 in expenses.
Built for vendors who sell physical products
Fashion & accessoriesBeauty & cosmeticsOnline & in-store salesThe cost of not knowing
Your business looks busy.
But is it making money?
The problem doesn’t always arrive as one big loss. Sometimes it hides in small transactions you never wrote down.
01
“I’ll remember who still owes me.”
Until deposits, part payments and old balances get mixed up—and you have to search chats to reconstruct the story.
02
“It’s only a small expense.”
Packaging. Data. Transport. Ads. Small costs still come out of your business money, whether you record them or not.
03
“Money came in, so we’re doing well.”
A transfer can include money you need to replace stock. Without recorded costs, it’s easy to mistake sales for profit.
04
“I think we still have some left.”
Guessing your stock can lead to avoidable restock mistakes. Opening counts, receipts and sales give you a clearer record.
You worked for those sales. Give the money the same attention.
Sales are only part of the story
That ₦85,000 in sales?
It isn’t all yours to keep.
Before calling it profit, account for what the products cost and what you spent running the business.
The tracker separates sales, receipts, unpaid balances and estimated operating profit. A busy day becomes a set of numbers you can actually review.
Sales₦85,000
− Goods sold₦48,500
− Expenses₦7,000
= Est. profit₦29,500
Illustrative example. Unpaid sales count towards profit; receipts and bank balance are different figures.
What you’re buying
A clear place for the records
your business needs.
One connected workbook. Five practical tools. You enter your records; the linked formulas do the calculations.
Every item soldSales tracker
Replace “I think” with a record.
Enter the item, quantity, selling price and historical unit cost. Sale values and costs calculate automatically. Use a separate Sale ID for each item row.
Deposits & instalmentsPayments & customer balances
Know what is still unpaid.
Log each payment against its original sale. When a customer pays the balance later, add the receipt without recording the sale twice.
The costs that add upExpense tracker
Keep everyday spending visible.
Record operating expenses such as packaging, data, transport and ads. Those costs feed into the estimated operating profit calculation.
What is left to sellStock & restock tracker
See which products need attention.
Record opening units and stock received. Matching sales reduce the recorded quantity, with a restock alert at the threshold you choose.
You get a worked example, too.
Open the fictional vendor records to see how sales, repayments, costs and stock fit together.
Make it a daily habit
Record. Review.
Make a clearer decision.
01
Set up your products.
Save a working copy. Enter your opening stock and restock levels. Follow the Quick Start instructions.
02
Keep your records current.
Add sales, payments and expenses in the amber cells. Update stock received when you restock.
03
Check what the numbers say.
Review estimated profit, unpaid balances and restock alerts. Correct flagged entries before relying on the totals.
Get your business money organised
You don’t have to keep
rebuilding the story
from memory.
Give your business a record you can return to—after a sale, after a repayment and before your next restock.
- Clean Business Money Tracker Excel workbook
- Dashboard + sales, payments, expenses and stock
- 500 rows per record sheet
- Worked example with fictional vendor records
- Written usage guide and Quick Start instructions
Best suited to straightforward product sales. You’ll need to enter records consistently and use software that opens Excel workbooks.
Business Money Tracker
₦9,900
One-time toolkit purchase. No subscription.
Continue to Paystack to pay. After successful payment verification, download your workbook, example and guide.
Payment through PaystackExcel files + written guide
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A few clear answers
Know what you’re
getting.
What exactly will I receive?
A blank Excel workbook, a worked-example Excel workbook and a written guide. The main workbook contains Dashboard, Sales, Payments, Expenses, Stock and Quick Start tabs.
Does this connect to my bank or WhatsApp?
You enter your records yourself. The tracker does not import bank transactions, send WhatsApp messages or automatically collect customer debts.
Can I record customers who pay in instalments?
Yes. Record each receipt against the original Sale ID. The balance updates as repayments are added.
Will this guarantee that my business makes profit?
It helps you see estimated profit from the information you record. Your business results still depend on your pricing, costs, sales and decisions.
Can I use it on my phone or in Google Sheets?
The files are supplied in Excel format. Mobile use and Google Sheets import have not yet been verified. For now, choose it if you can open and work with Excel files on a computer.
What are the limits of this version?
Each record sheet supports 500 rows. The dashboard summarises all entries rather than filtering a selected month. It does not calculate a full bank balance or taxes. Returns, refunds, damaged stock, owner withdrawals and opening debts need separate reconciliation.
How do I access my files after payment?
After a successful Paystack payment, you return here for payment verification and downloads. Save your payment email and reference so you can restore access later using the Already paid link.